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Fasal Bhima Yojana 2023 compensation for failed or damaged crops

Fasal Bhima Yojana 2023 Recently, farmers in the state have faced a harsh reality - heavy losses to their crops due to unexpected weather conditions. The serious consequences range from heavy rainfall to drought, resulting in significant damage to crops on a large scale. However, the government has stepped in to support the affected farmers by introducing a scheme. This has brought a new hope for those whose crops have been ruined. It is truly commendable that officials have taken this initiative to support our farmers, the backbone of our agriculture industry.


Many farmers today are wondering about the process of filing complaints regarding their crop insurance, especially under the Pradhan Mantri Fasal Bima Yojana, to claim compensation for failed or damaged crops. Some might also be eager to know how to access the list of available crop compensations and how to benefit from individual insurance for additional coverage. Fortunately, this scheme provides insurance coverage for crop and soil damages due to adverse weather conditions. Rest assured that with the crop insurance system, farmers will receive full benefits without worrying about the losses caused by unforeseen weather events. This way, they can continue farming on their land without taking unnecessary risks and putting in the same hard work as before.


How much time should I be informed within?


As part of the Pradhan Mantri Fasal Bima Yojana, it is mandatory for the insurance companies operating in Rajasthan to be informed within three days about the crop losses due to adverse weather conditions. Moreover, it depends on the farmers to report the damage to their crops or land within that 72-hour period. To claim compensation for the incurred losses, it is essential for the farmers to contact their local insurance provider with details of the damage that occurred within the specified time.


Why is this scheme necessary?


It is a well-known fact that weather conditions can be unpredictable, making it difficult for farmers to succeed every year. Sometimes, with the right balance of rain and sunshine, the conditions for farming are favorable. However, in adverse circumstances, crops do not mature as expected and can quickly deteriorate. To make things easier for farmers facing losses due to bad weather conditions, the government has started this new scheme. The purpose of the scheme is to assist those farmers who are struggling financially. By providing financial aid, the government aims to revitalize the struggling agricultural sector and support farmers in coping with the unpredictability of weather during their farming activities.


How will you be informed about crop insurance?


Farmers can avail assistance for their crops affected by excessive rainfall or flooding by dialing the toll-free number designated and recognized by the government. This service is designed to help them deal with emergency situations arising from unforeseen or unexpected factors on their agricultural premises.


Here are the specific numbers for each insurance company:


Agriculture Insurance Company of India Limited (AICIL): 18004196116

SBI General Insurance Company: 18002091111

Reliance General Insurance Company Limited: 18001024088

Future Generali India Insurance Company Limited: 18002664141

Bajaj Allianz General Insurance Company Limited: 18002095959

HDFC ERGO General Insurance Company Limited: 18002660700

For your specific problem, you will be provided with the relevant number.


How to follow the procedure of this scheme?


To participate in this program, one must visit any Common Service Centre (CSC). Like other schemes, the application process should be completed electronically.


To begin with, the initial phase involves reaching the designated and valid online platform referred to as pmfby.gov.in.

If you wish to use the dedicated agricultural website, you will need to navigate to the known specified page called "Farmers Corner."

Once you have successfully logged in, you will be prompted to fill in the necessary fields and review the form before requesting specific information.

If you have not registered before, it is essential to complete the registration process before proceeding with the login.

After logging in, you will be asked to upload your documents in the required fields carefully, ensuring that all necessary information is provided, and the uploading process is completed accurately and skillfully.

Finally, once the application process is completed, the form, duly filled and reviewed by you, will be submitted.

What documents are required for your application?


Aadhar card

Ration card

Bank account number (linked with Aadhar)

Passport-sized photograph

Khata number of the land (plot)

Proof of residence

If the land is on lease, then a photocopy of the agreement (ikrarnama) with the owner will also be required.

Please note that this information is for the Pradhan Mantri Fasal Bima Yojana (PMFBY) and the documents mentioned above are necessary for the application process.

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