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Kisan Karj Mafi 1 lakh tak new list released

The Uttar Pradesh government led by Chief Minister Yogi Adityanath started the KCC Karj Mafi scheme in July 2017 to provide debt relief to farmers across the state. The aim was to waive loans up to Rs 1 lakh for around 86 lakh farmers who were struggling due to crop failures and financial difficulties.

While lakhs of farmers benefited, some were left out due to technical errors. To address this, the Agriculture Department proposed waving loans of up to Rs 1 lakh for 1 lakh more farmers at a budget of Rs 190 crores. This new list was approved and issued on January 5, 2024, covering 33,408 farmers across 19 districts.

Kisan Karj Mafi 1 lakh tak 

Key Details

Launched July 2017
Objective Provide debt relief to farmers by waiving loans up to Rs 1 lakh
Total Beneficiaries Around 86 lakh small and marginal farmers
New List Issued on Jan 5, 2024 with 33,408 more eligible farmers

The KCC Karj Mafi scheme was announced after the BJP came to power in UP in 2017. During the cabinet meeting, it was decided to implement the loan waiver scheme to provide relief to poor farmers struggling with debt.

Eligibility Criteria

To be eligible for the waiver, farmers must -

  • Have an outstanding loan of up to Rs 1 lakh
  • Have less than 3 hectares of land holding
  • Have a BPL ration card
  • Name must be on the beneficiary list issued by the government

Only those farmers whose names are on the official list will receive the benefits after due verification. The waiver amount is credited directly to the bank accounts.

Benefits

The key benefits of the KCC Karj Mafi scheme include:

  • Waiver of loans up to Rs 1 lakh outstanding amount
  • One time settlement for small and marginal farmers
  • Provides relief from debt traps
  • Support for crop failures and calamities
  • Chance for economic revival of farmers

The loan waiver enables farmers beaten by crop failures and debt cycles to start afresh. It reduces their financial burdens and enables investment in farming again.

How to Check Beneficiary Status

Farmers can check their name in the KCC Karj Mafi list 2024 by:

  1. Visiting the official website of the Kisan Loan Scheme
  2. Clicking on 'Loan Redemption Status' option
  3. Entering all details like Aadhaar, account number etc
  4. Submitting the form and checking status

The status indicates if the farmer's name is in the eligible beneficiaries list. The cut-off date for registration was March 31, 2024. Queries can be addressed through contact numbers given.

Important Notes

  • New list released covers 33,408 farmers from 19 districts
  • Total budget allocated is Rs 190 crores for this phase
  • Only farmers on the list will receive benefits
  • Verification will be done before crediting waiver amount
  • Helpline numbers are available for queries

Conclusion:

The KCC Karj Mafi scheme has provided significant debt relief to lakhs of small and marginal farmers in UP. The recent expansion will further help farmers left out earlier. Timely assistance can help revive agriculture and prevent farmer suicides.

FAQ:

Q1: Who is eligible for the KCC Karj Mafi scheme?

A1: Small and marginal farmers with up to 3 hectares land, BPL card and loans under Rs 1 lakh can avail the waiver if named in the beneficiary list.

Q2: How much loan amount is waived under the scheme?

A2: The scheme provides a one-time waiver for outstanding loans up to Rs 1 lakh taken by eligible beneficiary farmers.

Q3: How can I check if my name is on the beneficiaries list?

A3: Visit the official portal, enter your details and check loan redemption status to see if your name is on the eligible list.

Q4: Is there any registration process for the scheme?

A4: No, there is no individual registration. The government identifies eligible beneficiaries based on preset criteria.

Q5: How is the waiver amount given to farmers?

A5: The waived loan amount is directly credited to the bank accounts of beneficiary farmers after due verification.

Q6: What is the helpline number for queries?

A6: Contact numbers are provided on the official portal of the scheme for addressing queries.

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