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Make Ayushman Card for Access to Healthcare

Ayushman Bharat Yojana or Pradhan Mantri Jan Arogya Yojana (PMJAY) is a government scheme that aims to provide health insurance coverage of up to Rs. 500,000 to vulnerable groups in India. The scheme provides beneficiaries with an Ayushman card that allows them to avail free medical treatment at empanelled hospitals. This article explains how to apply for an Ayushman card online or through hospitals/public service centers, its benefits, eligibility criteria, required documents and more.

Make Ayushman Card for Access to Healthcare

About Ayushman Bharat Yojana

The Ayushman Bharat Yojana was launched by the government of India in 2018 to achieve universal health coverage. It subsumed the previous Rashtriya Swasthya Bima Yojana. Under this, the government aims to make interventions in primary, secondary and tertiary healthcare systems covering both preventive and promotive health.

There are two main components of the Ayushman Bharat Scheme:

  • Health and Wellness Centers (HWCs) - These provide comprehensive primary healthcare covering maternal and child health services, free essential drugs and diagnostic services.
  • Pradhan Mantri Jan Arogya Yojana (PMJAY) - This provides health insurance cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization.

PMJAY is the insurance arm and provides the Ayushman card.

Ayushman Card Benefits

The key benefits of the Ayushman or PMJAY card are:

  • Cashless access to healthcare - No payment for hospitalization expenses
  • Coverage up to Rs. 5 lakhs per family per year
  • Covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses
  • Covers a range of medical procedures including surgery, day care treatments, follow-up care, etc.
  • Portable across India - Can be used anywhere in India

Eligibility for Ayushman Card

The eligibility criteria to get an Ayushman card are:

  • Poor and economically weak families as per Socio-Economic Caste Census (SECC) 2011 data
  • Families included in SECC-2011 database
  • Urban workers under MGNREGA, street vendors, beggars, rag pickers specified by Urban Local Bodies
  • All households without shelter
  • Automatically eligible if part of RSBY earlier

Documents Required

The documents required while applying for the Ayushman card are:

  • Identity proof - Aadhaar card, driving license, PAN card, voter ID, etc.
  • Address proof - Ration card, passport, electricity bill, etc.
  • Mobile number linked with Aadhaar
  • Bank account details
  • BPL certificate (if applicable)
  • SECC 2011 data to prove eligibility
Document Acceptable Forms
Identity Proof Aadhaar card, Driving License, PAN Card, Voter ID
Address Proof Ration card, Passport, Electricity bill
Income Proof BPL certificate, SECC 2011 data

How to Apply for Ayushman Card

There are various methods to apply for and obtain the Ayushman health insurance card. These include:

  • Online application - Visit the pmjay.gov.in portal, register and apply online by providing details. The card will be sent to your address.
  • Through hospitals - Visit an empanelled hospital under PMJAY with documents to get registered for the card.
  • Via CSCs - Apply at common service centers by submitting documents and paying fee.
  • From mobile app - Use the PMJAY app to apply by providing Aadhaar and verifying details.

The card can also be downloaded online through the portal or app once approved.

Status Tracking and Grievance Redressal

Applicants can track the status of their Ayushman card through:

  • PMJAY portal and mobile app - Check status by providing reference id
  • Call center - Get updates on application by calling the toll-free number
  • Emails - Email your query to the PMJAY id to get application updates

For grievance redressal, beneficiaries can:

  • Report complaints on the PMJAY portal/app
  • Call toll-free numbers for assistance
  • Reach out to district authorities with relevant documents

Hospital Network

The PMJAY provides cashless treatment at any empanelled hospital PAN India. The network has both public and private hospitals that offer cashless services. One can find an updated list of hospitals on the PMJAY website/app.

Over 21,000 hospitals have been empanelled across India. The services can also be availed from any PMJAY enlisted hospital by showing the Ayushman card and identity proof.


The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana aims to achieve universal health coverage in India by providing insurance benefits to the vulnerable sections. The scheme provides a health cover of Rs. 5 lakhs per family per year for hospitalization costs via the Ayushman card. Citizens can apply online or offline by submitting eligibility proofs to avail this cashless treatment facility across the country.


Q1: Who is eligible for Ayushman card?

A1: The Ayushman card eligibility is based on the SECC 2011 data covering deprived rural and urban poor families. BPL families, MGNREGA workers, street vendors, homeless households can avail it.

Q2: What documents are needed for Ayushman card?

A2: Documents like Aadhaar card, address proof, BPL certificate, SECC 2011 ID are needed along with a photo and mobile number linked to Aadhaar.

Q3: How can I apply for Ayushman golden card?

A3: You can apply for the PMJAY golden card through online registration, public service centers, empanelled hospitals or the mobile app by submitting eligibility documents.

Q4: Is there any fee for the Ayushman card?

A4: There is no fee or charges applicable for the beneficiaries to apply and obtain the PMJAY Ayushman card.

Q5: Where can Ayushman card be used?

A5: The Ayushman health insurance card can be used PAN India at all PMJAY empanelled public and private hospitals offering cashless treatment.

Q6: How to track Ayushman card application status?

A6: Applicants can track their Ayushman card status online through the portal, mobile app or via call center helpline by providing the reference ID.


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