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PNB E-Mudra Loan 2024 Urgent loan of Rs 10 lakh without guarantee,

PNB Mudra Loan

The PNB Mudra Loan is a financing scheme by Punjab National Bank to support small businesses and startups in India. It is offered under the Pradhan Mantri Mudra Yojana initiative by the government.

PNB E-Mudra Loan 2024

Types of PNB Mudra Loans

PNB offers three types of Mudra loans based on the loan amount:

  • Shishu Loan - Up to Rs 50,000
  • Kishore Loan - From Rs 50,000 to Rs 5 lakh
  • Tarun Loan - From Rs 5 lakh to Rs 10 lakh

The interest rates start from 9.15% per annum. The maximum repayment period is 7 years.

Key Features

Loan Amount Interest Rates
Up to Rs 50,000 9.15% onwards
Rs 50,000 to Rs 5 lakh 9.15% onwards
Rs 5 lakh to Rs 10 lakh 9.15% onwards

The PNB Mudra loan aims to support small business owners, manufacturing units, startups and service enterprises. It requires minimal documentation and offers collateral-free funding. The objective is to promote entrepreneurship and self-employment in India.

Eligibility Criteria

To be eligible for the PNB Mudra loan, applicants must:

  • Be Indian citizens above 18 years
  • Have a business or startup idea
  • Provide KYC documents like Aadhaar, PAN card, address proof
  • Have a good credit history

The loan is available for new or existing businesses in the manufacturing, trading and services sector.

Application Process

Applicants can apply for the PNB Mudra loan through any PNB branch or online. The required documents include:

  • Aadhaar card
  • PAN card
  • Address proof
  • Income statements
  • Business details
  • KYC documents

The application is processed within a few weeks and disbursal happens if eligible. The funds can be used for working capital, equipment purchase or business expansion.

Click Here: PNB E-Mudra Loan Application Form


The PNB Mudra loan provides easy financing for small business owners and entrepreneurs. Minimal documentation, low interest rates and no collateral make it an attractive option. It supports the government's mission of promoting self-employment and economic development in India.


Q: What is the maximum loan amount under PNB Mudra?

A: The maximum loan amount is Rs 10 lakh under the Tarun category.

Q: What is the interest rate on PNB Mudra loans?

A: Interest rates start at 9.15% per annum and vary based on applicant's profile.

Q: Is any collateral required for PNB Mudra loan?

A: No. PNB Mudra loans are collateral-free funding schemes.

Q: Who is eligible for the PNB Mudra loan?

A: Small business owners, manufacturing units, startups and service enterprises are eligible.

Q: What is the repayment period for PNB Mudra loans?

A: Repayment period is up to 7 years.

Q: Can existing businesses get PNB Mudra loan?

A: Yes, existing businesses can also avail PNB Mudra loan for expansion.


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