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Uttarakhand Mukhyamantri Swarojgar Yojana 2024

The Uttarakhand government has launched the Mukhyamantri Swarojgar Yojana to provide employment opportunities to migrant laborers who have returned to the state during the lockdown. This scheme aims to support citizens by providing loans to start self-employment ventures.

Uttarakhand Mukhyamantri Swarojgar Yojana 2024

Introduction

The Uttarakhand Chief Minister Self-Employment Scheme 2024 is an initiative by the state government to boost employment and entrepreneurship. It provides financial assistance in the form of subsidized loans to migrant workers and unemployed youth to help them start their own businesses. The scheme offers loans up to Rs 25 lakhs for manufacturing sector and Rs 10 lakhs for service sector projects. It also provides margin money subsidy to applicants. The main objectives are supporting returnee migrant workers, promoting self-employment and boosting the rural economy.

Key Features

Some of the key features of the scheme are:

  • Loans up to Rs 25 lakhs for manufacturing sector
  • Loans up to Rs 10 lakhs for service sector
  • Margin money subsidy up to 25% of project cost
  • Priority to migrant laborers and unemployed youth of Uttarakhand
  • Loans provided through nationalized banks, regional rural banks etc.
  • Single member per family can apply

Eligibility Criteria

The eligibility criteria to apply for the scheme are:

  • Permanent resident of Uttarakhand aged above 18 years
  • Should not be a loan defaulter
  • No benefit availed under this scheme in last 5 years
  • Having own bank account linked with Aadhaar
  • Relevant caste and income certificates

Required Documents

The documents required for applying are:

  • Aadhaar card
  • Address proof
  • Voter ID
  • PAN card
  • Education certificates
  • Caste certificate
  • Bank account statement
  • Project report
  • Affidavit and passport size photo

Application Process

The scheme allows both online and offline application process. For offline mode, applicants can download the form, fill it with required details, attach documents and submit it at designated banks. For online application, visit the portal, register and create login, fill the form, upload documents and submit it online.

Benefits

Some major benefits of the scheme are:

  • Promote self-employment and entrepreneurship
  • Support migrant workers to start ventures
  • Boost rural economy and local businesses
  • Subsidized loans for affordable credit
  • Margin money grants for project costs
  • Loans through reputed banks at low interest
Sector Loan Amount
Manufacturing Up to Rs 25 Lakhs
Service Up to Rs 10 Lakhs

The Uttarakhand CM Self-Employment Scheme aims to empower citizens through financial aid and loans for starting ventures. It focuses on uplifting migrant laborers and the rural population. The application process is simple and loans are disbursed through banks. It promotes employment generation and self-reliance.

Click Here: Official Website

Conclusion

The Uttarakhand Mukhyamantri Swarojgar Yojana is a beneficial scheme for supporting migrant workers and unemployed youth through self-employment opportunities. The subsidized loans, simple application process and margin money grants make it easier for beneficiaries to establish micro-enterprises and local businesses. It is aiding the state in boosting employment and economic growth.

FAQs

Q1: Who is eligible for the scheme?

A1: Permanent residents of Uttarakhand above 18 years of age can apply for the scheme if they have not availed benefits in last 5 years and meet other criteria.

Q2: What is the maximum loan amount given?

A2: The scheme provides loans up to Rs 25 lakhs for manufacturing sector and Rs 10 lakhs for service sector projects.

Q3: What documents are required for application?

A3: Documents like Aadhaar, address proof, voter ID, PAN card, bank statement, caste certificate, educational certificates etc. need to be submitted.

Q4: How can one apply under the scheme?

A4: Applicants can either download the form and apply offline through banks or register on the portal and submit the form online.

Q5: What is the margin money subsidy given?

A5: Margin money up to 25% of the total project cost is provided as subsidy to the beneficiaries.

Q6: Who implements this scheme?

A6: The scheme is implemented by the Government of Uttarakhand through various nationalized and regional banks.

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